
Option 1- Obtain an Insurance Binder / Endorsement from your existing auto insurance company (State Farm, Farmer’s, AAA, Allstate, etc). If you choose to go this route, please call the rental office at 805-240-1204 so we can send you the required paperwork to pass on to your agent. We will need to be added to your policy as a "Loss Payee" and "Additional Insured". Please note that your insurance must be full coverage to include comprehensive, collision and liability. The limits of liability shall be at least the minimum limits required by any applicable compulsory or financial responsibility law. Any deductibles shall not exceed $500.00.
Option 2 - Purchase the insurance directly from our insurance provider, MBA Choice Insurance. If you choose to go this route, please follow the step by step instructions below: NOTE: The maximum that the insurance company (MBA Choice) will pay as the result of a third party liability claim is:
15,000/for any one individual
30,000/for the total accident, regardless of the number of persons
5,000/for property damage
Please read and understand the FAQ's for MBA Choice Insurance.
Pricing Structure for MBA Choice Insurance:
Series 2 – 26' Class C, 30' Class C, 32’ Class C, 35’ Class A
Series 3 – 38' Class A Diesel
Series 2 – Coverage is charged at $20.00 per day
Series 3 – Coverage is charged at $25.00 per day
Insurance Deductibles (the following deductibles apply to each unit when purchased through MBA Insurance):
$1,500.00 Deductible - 26' Class C, 30' Class C, 32' Class C
$2,500.00 Deductible - 35' Class A, 38' Class A Diesel
TRAVEL TRAILERS AND TOY HAULERS
Travel Trailers, Toy Haulers & Party Trailers – Playtime RV Center does NOT provide any insurance coverage on Trailers or Toy Haulers. The renter must provide all forms of coverage including comprehensive, collision and liability. An Insurance Binder / Endorsement is REQUIRED from the renter's auto insurance company prior to picking up the unit. Please call the rental office and request the necessary form to pass on to your agent.